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If you can't make your mortgage payment we may be able to help. During times like these, it's important to know that you have options.
This Housing Agency, their staff and the underwriting office ALMA, negotiated with our lender to give us more time for our family to catch up on other financial obligations, when my lender refused to help, they made them give us terms we can afford. Thank you very much,
Lee and Mai Wangi |
| We needed some help stopping our foreclosure and with our overdue mortgage payments. This Agency stopped our foreclosure in less than a week and helped catch up our back payments. I also want to thank the United Way for recommending them; otherwise we would have lost our home. I would recommend ALMA Services to all of my family and friends! God Bless You!
Elsa Sanchez and Family |
Your staff and Tracey at your underwriting agency ALMA, provided a take charge service that takes the worry out of the loss mitigation process and saving our home from foreclosure. On two separate occasions for my wife and me, they applied a professional approach each time. We are very satisfied with their services. JC & Kathy Sloan |
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| Forensic Loan Auditing & Residential Renewal |
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 Welcome to ALMA
Most comprehensive emergency residential relief agency, with 26 years of experience working with residential clients experiencing mortgage and financial difficulties.
 ALMA increased its help to homeowners with mortgage problems with new relief programs and auditing tools. Increasing its strength in the number of modifications provided to its clients utilizing these techniques. These additional tools could prevent thousands of foreclosures and considerable economic damage. These program can reduce interest, mortgage payments and extend the terms of the mortgage for those that qualify.
ALMA is an A+ BBB accredited company, that has been in business helping financially distressed consumers save their homes and credit for over 26 years. There is absolutely no other company that has this record and time in business.
We have a step by step Educational Self Help Program track for those that want to try to represent themselves in the Modification and relief process. Many companies try sell self help/how to do packages, that are one size fits all packages. To the contrary, each house note is unique and has a process for relief unique to that type of mortgage. Special Warning: Many homeowners found out that months went by and they had filed for the wrong program, and it was to late or too expensive to file for the right relief program and ended up in bankruptcy and/or lost their homes. The following easy to follow step is provided in the educational self help program: First: File a request for assistance briefly answer the request for assistance questions, also indicate in the comments section at the bottom of the form, what program you wish to discuss; Self Help Program or Full Services Program to expedite the saving of your home in the comment section. ~ Second: Within 24 hours your Financial Counseling Specialist will contact you. Your Specialist will take you step-by-step through the process, as well as indentifying the correct method you need to follow for your type of mortgage to lower your interest and payments and save your home and credit. ~ Third: Your Specialist will provide you login access to your case management system and provide you Step-by-Step instructions. You will notice your Specialist would have uploaded all the necessary forms, instructions and examples on how to fill out for relief for your type of mortgage. This system will provide you direct contact to your financial specialist and it is accessible 24 hours a day. ~ Fourth: Your Financial Specialist will show you how to properly file all your docs to your lender, servicer and/or federal agency that governs your loan. Once you have filed all of your documents you can uploaded them on your case management system for safe keeping and reference later, if you should need additional help. Don't worry if you have any questions, don't hesitate to ask your Financial Specialist, by calling our toll-free number or message them on your case management system. ~ Fifth: If you need at anytime for your Financial Specialist to take over to assist you with the process, this can be done at anytime. Remember your Financial Specialist has been trained by legal projects, HUD, FreddieMac and FannieMae, so be assured you will receive the best representation in the industry, that has made this company the number ONE relief agency in the United States.
ACT NOW to stop foreclosure & modify your mortgage! HELP for homeowners. Call Toll Free number for help today and/or fill-out a request for emergency assistance. It can give us a sense of achievement and pride. Unfortunately, sometimes things beyond our control can throw us into a financial bind that makes it increasingly difficult to keep up with monthly mortgage payments. As this delinquency turns into default which can eventually lead to foreclosure, all of a sudden our homeownership dream becomes a nightmare.
Unemployment or lay-offs Unforeseen medical expenses Debt payments too high, out of control Missed payments on mortgage while in Chapter 13 Bankruptcy Unexpected major repairs A painful divorce Unaffordable increase in mortgage interest and/or payments Accidental overspending Wage garnishment, child support, IRS, legal problems, etc. Discharged Bankruptcy Loss of money dealing with a phony counseling firm Loss of money dealing with your mortgage companies Servicer, whom takes all of you money for month, turns you down, and keeps all the money you were paying them.
Regardless of your present financial situation, whether; mortgage delinquency and/or delinquent credit cards, loans and collection debts, our programs can help quickly and sanely. Save your most vauable asset, your home and financial future.
We have assisted literally thousands of homeowners, providing straight answers and viable solutions. Our cases are handled expeditiously and you can be assured it is with utmost care and confidentiality. We promise to guide you step-by-step through the entire process to help you achieve financial order and manageability in your life, once again. Get Relief NOW, Take action NOW apply for urgent assistance.
Our consumer counseling programs, will also address other financial issues in the household that may lead to continued mortgage delinquency. Reducing and controlling debts payments and bring your mortgage to affordability. Deal with a company with 26 years in consumer financial counseling, with a A+ rating in the business industry and with the BBB, helping American families retain home ownership and financial sanity.
Let the most trusted agency assist you in your time of need... Apply for "DIRECT ASSISTANCE" and peace of mind.
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